The financing of the training depends on the status of the trainee. In each case, there are one or more systems for financing your training.


The CPF was created in 2015 in place of the Droit Individuel à la Formation (DIF). It is a public funding scheme for continuing education which aims to support all employees throughout their working lives, including during periods of unemployment, in order to follow training leading to qualifications or certification. The CPF is intended for anyone: - Employee - Member of a liberal profession or a self-employed person - Collaborating spouse - Job seeker


How does it work?


The CPF was created in 2015 to replace the Individual Right to Training (DIF). The rights remain acquired even in the event of a change of employer or loss of employment. For example, for a full-time or part-time employee, the account can be topped up to €500 per year of work, up to a maximum of €5,000.

How to use your CPF?


The use of the CPF is the sole responsibility of the employee. The employer cannot therefore force the employee to use his CPF to finance a training course. The employee's agreement is required and his refusal to use the CPF does not constitute a fault. If the employee wishes to take part in a training course during working hours, he must contact his employer and ask for his authorisation at least 60 calendar days before the start of the training course if it is to last less than 6 months, or 120 calendar days before the start of the training course if it is to last more than 6 months. The employer has 30 calendar days to notify the employee of its response. If there is no response within this period, the request for training is deemed to have been accepted. On the other hand, when the training requested is taken outside working hours, the employee does not have to ask for his employer's agreement and can mobilise his training rights freely. To consult or use your CPF for training, go to My training account. All the training courses validated by the State are listed there. All you have to do is select the training course of your choice and send a request directly to the organisation. It is up to the organisation to study your request and to send you a proposal in return, which you can finally accept to validate your entry into the training course.


What types of training can an employee use his or her CPF for?


- Training courses registered in the RNCP (Répertoire National des Certifications Professionnelles)

- Training courses registered in the Répertoire spécifique des habilitations et certifications

- Validation of acquired experience (VAE)

- Skills assessment NB: CQP (Certificat de Qualification Professionnelle) are not eligible for the CPF.



A Competence Operator?


Companies are obliged to pay a professional training contribution (equivalent to 0.55% of the N-1 payroll). This is paid to the OPCO to which the company is attached. On 1 January 2019, the approved joint collecting bodies (OPCA) became skills operators (OPCO). These organisations are major players in the field of training, as they help companies to meet their financial obligations in terms of training. Employees can turn to the company's OPCO to develop their professional skills.

Since 1 January 2020, AKTO is the unique Competence Operator for the Northern Islands!

Getting your training financed


One of the missions of the OPCO is to help finance training. To do this, go directly to your OPCABOX online space to make your request for funding.

You will need to fill in your request for reimbursement and provide additional documents concerning the training.

Coverage is in the form of a lump sum covering all or part of the educational costs, remuneration and legal and contractual social charges for trainees, transport and accommodation costs.

Subject to acceptance by AKTO, the company may benefit from

40€ per hour per trainee up to a limit of 3000€ for companies with 1 to 10 employees

40€ per hour per trainee up to a limit of 5000€ for companies with 11 to 49 employees

The CEM Training Centre will assist you in drawing up your application for financial support. Who to contact? AKTO has a site in Saint-Martin and Nathalie SAUMON will advise you on your request for funding by email:


In return for the professional training contribution (CFP) to which they are subject, self-employed workers can, under certain conditions, benefit from total or partial financing of their training. This aid is managed by a training insurance fund (FAF) which differs according to the nature of the activity, i.e. according to the NAF code (or APE code).

There are 7 different FAFs:

- Liberal profession: Fonds interprofessionnel de formation des professionnels libéraux (FIF-PL) - Liberal medical profession: Fonds d'assurance formation de la profession médicale (FAF-PM) - Traders and self-employed managers in commerce, industry and services: Association de gestion du financement de la formation des chefs d'entreprise (Agefice) - Artist-author: Fonds d'assurance formation des secteurs de la culture, de la communication et des loisirs (AFDAS) - Craftsman, head of a business registered in the trade register (RM) and self-employed craftsman not registered in the RM: Fonds d'assurance formation des chefs d'entreprises artisanales (FAFCEA) - Farmer and forestry manager: Fonds pour la formation des entrepreneurs du vivant (Vivéa) - Fishing professional: OPCO Ocapiat In the event of dual registration with the RCS and RM, it is the FAFCEA or the regional chamber of trades that is responsible for funding, and not Agefice

Where to apply?


The application for funding is made on the personal space of your FAF.

Applicants should consult the FAF to which they belong to find out which training courses are eligible for funding.


How much is covered?


The amount of funding for training costs depends on the NAF code of each activity and the training themes selected by the profession's representatives. Only the educational costs, including for distance learning, are reimbursed.

Meals, hotels and transport costs are excluded.

Do not hesitate to contact Pôle Emploi to find out if you are eligible for reimbursement. 

Cell : 3949 ou +33 1 77 86 39 49 from abroad

Do not hesitate to contact Pôle Emploi to find out if you are eligible for reimbursement. 
Consult our catalogue where all our training courses are listed by professional category.
Consult our catalogue where all our training courses are listed by professional category.